If you were involved in an accident, and your car sustained damage, you may find yourself asking many questions about insurance and car body repair in Stephens City, VA. Here are three of the most frequently asked questions about this subject.
Do I Have to Use the Body Repair Shop My Insurance Company Recommends?
No. You are able to select any car body repair in Stephens City VAM that you wish. With that said, it is important to note that if you select to take your car to an auto body shop that charges more than other shops would charge to repair your car, you may have to pay the difference between the cost for the expensive repair shop and the estimates of what other companies would repair your car for.
The Auto Body Repair Shop Has Had to Hold Off on Repairs Until the Insurance Company Can View the Vehicle. Why?
Following a car accident, your insurance company will likely send an adjuster to your home to examine the vehicle. Their examination will provide the insurance company with an estimate as to how much the repairs should cost. If your car was towed directly from the accident site to the body shop, the inspection will have to occur before any work can take place. The second reason why the repair shop may have to hold off on repairs is because they discovered more damage once they pulled away the panels. When this happens, they have to show the insurance company, as it will increase their repair costs.
Does the Repair Shop Have to Use Factory Parts for Repairs?
That depends on what your insurance policy states. Some auto insurance policies state that they will cover the cost of factory parts, whereas other policies state that alternative parts can be used in your vehicle. Review your auto insurance policy to find out the answer to this question.
If you have been involved in an accident, and you are not sure what repair shop to take your car to, check out Sitename. They offer a variety of auto body and paint repairs in Stephens City & Winchester areas. Visit their website or call them today to set up an inspection for a price estimate.
