If you live in Lebanon, you know that homeowners insurance can be a costly expense. Luckily, you can drop the price of your premium by taking a few safety precautions around your home. To insurance agencies, a home that’s safe from theft, fire and natural disasters is considered a low-risk investment, so taking steps to protect your property will result in less expensive Home Insurance Lebanon PA. If you’re interested in saving money on your home insurance, keep reading to how you can make your home more disaster-proof and lower your insurance rates at the same time.
Improve Anti-Theft Security
Insurance agent give big discounts to homes that are adequately protected against theft and vandalism. According to most major insurers, outfitting your home with a high-tech alarm system can save you up to 25% on your insurance costs. If you can’t afford the cost of an expensive home security system but still want to lower your premium, the FCIC reports that simply adding dead-bolt locks to all your doors can shave 5% off of your current insurance rates.
Guard Against Fire
Fire safety is of the utmost importance to agencies offering Home Insurance Lebanon PA. If you want to lower your insurance costs, you’ll need to go above and beyond the basic smoke-detector requirements. According to experts, adding additional smoke detectors and outfitting your home with carbon monoxide alarms and fire extinguishers can improve your insurance rates significantly. If you’re looking for serious savings, a sprinkler system can reduce your insurance costs dramatically.
Weather-Proof Your Home
Guarding against weather-related damage is a sure-fire way to lower your home insurance costs. Depending on weather conditions in your area, you can save big by installing storm shutters, weather-resistant roofing and fire-proof siding to your home. Any one of these upgrades can lead to discounted rates, but experts agree that substantial weather-proofing improvements can save you up to 20% on the overall cost of your home insurance.
Homeowners insurance is a necessary expense, but it doesn’t have to break the bank. With a few household upgrades, you can protect your home against unforeseeable disasters and lower your insurance rates in the process. For affordable rates and more expert advice, contact the professionals at Business Name today.
