Finding the right plumber to fix a plumbing system requires research. Part of this research is confirming insurance coverage for a Plumbers Waxahachie TX, being investigated. The following steps can be used to confirm this requirement. These steps can be altered to fit individual situations. Performing this task will take some time, but will be worth it when a person’s financial interests are protected.
Before checking on a plumber’s insurance, learn about state requirements that regulate insurance for plumbers. Some states require Plumbers Waxahachie TX, to have a certain level of insurance to legally conduct business. Other states don’t have any regulations in place. A requirement for insurance is mainly based on the dollar amount of the job. Even if a state does not require a plumber to have insurance, hiring an uninsured plumber can pose a risk to a homeowner. An uninsured plumber who is hurt while working on a job may be able to sue a homeowner for personal injuries and loss of wages.
To confirm the existence of an active insurance contract, ask a plumber for the name of his insurance agent. Call this representative to request a certificate of insurance. This document contains details about a person’s insurance contract but is not a copy of one. The insurance agent will probably need to get written or oral permission from the plumber before this is sent.
After receiving a certificate of insurance, review it carefully. The producer is the name of the insurance company. The certificate holder is the person requesting the document. The insurance policy number of the plumber should be on the document. Pay attention to the policy effective date and policy expiration date. Insurance coverage begins on the effective date and ends on the day before the expiration date. A certificate should also indicate the type of insurance the plumber has and limits of the coverages. Visit here to find out more.
Being able to verify whether Plumbers in Waxahachie TX, have insurance will allow a person to continue with the hiring process. To garner more information on plumbing services, please talk to an expert with Direct Service in Waxahachie TX. This business can handle plumbing in addition to air conditioning, heating, preventative maintenance, and water heaters for residential and commercial customers.
